Insurance & Payment Options

Most Dental Insurance
Accepted Here

Astra Dental works with most PPO dental insurance plans, Aetna & Humana HMO, and Medicaid for children under 21. We verify your benefits before every visit — no billing surprises.

📅 Book an Appointment 📞 (312) 597-9999 Medicaid / All Kids ›
Accepted Insurance Plans

Dental Insurance Plans We Accept

We participate with the following major dental insurance carriers and networks. Don't see yours? Call us — we likely accept it.

Delta Dental PPO & Premier
Most widely accepted in Illinois
Aetna PPO & Aetna DMO
PPO and HMO plans accepted
Cigna PPO & DPPO
In-network Cigna provider
MetLife Dental PPO
PPO network participation
Humana PPO & Humana Gold HMO
Both PPO and HMO accepted
BlueCross BlueShield of Illinois
BCBS PPO plans
Guardian Dental PPO
Guardian network provider
United Concordia
Military & civilian plans
Principal Financial Dental
PPO plan accepted
Ameritas Dental
PPO & direct plans
Assurant / DentegRA
Accepted PPO plans
UnitedHealthcare Dental
UHC PPO accepted
SunLife / Assurant
PPO benefit plans
Anthem / Empire BCBS
Anthem PPO plans
Illinois Medicaid / All Kids
For patients under 21 — learn more
Don't See Your Plan?
Call us — we likely accept it. Most PPO plans welcome.
Simple & Transparent

How We Handle Your Insurance

We do the insurance legwork so you can focus on your appointment — not paperwork.

1

You Share Your Card

Bring your dental insurance card to your first visit, or call us ahead of time with your member ID and group number.

2

We Verify Your Benefits

Our team contacts your carrier before your appointment to verify coverage, deductibles, annual maximums, and remaining benefits.

3

You Know Your Cost

Before any treatment begins, we present a clear breakdown of what insurance covers and any out-of-pocket amount — no surprises.

4

We File the Claim

We submit all insurance claims on your behalf, follow up on outstanding claims, and handle appeals when needed.

Why Astra Dental

Expert Care With the Insurance Plans You Already Have

Navigating dental insurance can feel overwhelming. At Astra Dental in Franklin Park, we make it simple. Whether you have Delta Dental, Cigna, Aetna, Humana, or another major carrier — we almost certainly accept your plan and will maximize your benefits for you.

Our bilingual English/Spanish team serves patients from Melrose Park, Schiller Park, River Grove, Northlake, Elmwood Park, Rosemont, Des Plaines, Park Ridge, Bensenville, Norridge, Niles, and throughout the Chicago suburbs. Convenient Mannheim Road location with free parking and Saturday hours.

  • Most PPO dental insurance plans accepted
  • Aetna DMO & Humana Gold HMO accepted
  • Illinois Medicaid (All Kids) for children under 21
  • In-network with Delta Dental, Cigna, MetLife & more
  • Benefits verified before every appointment
  • Claims filed on your behalf — no paperwork for you
  • Cherry financing available for any balance not covered
  • Transparent treatment estimates before any procedure
  • Saturday hours for working families
  • Bilingual English & Spanish team

👛 No Insurance? We Have You Covered Too

Don't have dental insurance? You still have options at Astra Dental:

  • Cherry Financing — apply in seconds, no credit score impact to check rates, plans from $99/month
  • Affordable self-pay rates — transparent fees discussed upfront
  • Illinois Medicaid — if you or your child is enrolled, we accept it for patients under 21

Use our Payment Calculator ›

📞 Quick Insurance Verification

Not sure if we take your insurance? Call us and we'll check in minutes:

📞 (312) 597-9999
What Your Insurance May Cover

Dental Services Covered by Most PPO Plans

Most PPO dental insurance plans cover the following services at Astra Dental. Exact coverage depends on your specific plan and annual maximum.

Routine Exams & X-Rays
Often covered 100% twice/year
Professional Cleanings
Typically 100% covered 2x/year
Dental Fillings
Usually 70–80% covered
Dental Crowns
Major work, often 50% covered
Root Canal Treatment
Major work, varies by plan
Tooth Extractions
Simple extractions commonly covered
Deep Cleaning (SRP)
Often covered with periodontal diagnosis
Emergency Visits
Most plans cover urgent care exams
Advanced Dental Technology

Modern Equipment, Maximized Insurance Value

Our advanced diagnostic tools help identify issues early — when treatment is simpler and more affordable — so you get the most out of your annual benefits.

Digital X-Rays
90% less radiation, instant images
Intraoral Camera
See exactly what we see
Same-Day Appointments
Emergency & new patients welcome
Bilingual Team
English & Spanish spoken
FAQ

Dental Insurance Questions Answered

We accept most dental insurance plans including Delta Dental, Aetna, Cigna, MetLife, Humana, Humana Gold, BlueCross BlueShield of Illinois, Guardian, United Concordia, Principal, Ameritas, Assurant, UnitedHealthcare, Anthem, and SunLife. We also accept Illinois Medicaid (All Kids) for patients under 21. If you don't see your plan listed, call us at (312) 597-9999 — we likely accept it.
Yes. Delta Dental PPO and Delta Dental Premier plans are both accepted at Astra Dental. Delta Dental is the most widely used dental insurance in Illinois. Our team will verify your specific Delta Dental plan and maximize your annual benefits before your visit.
Yes. Astra Dental proudly accepts Illinois Medicaid (All Kids) for patients under the age of 21. This covers preventive care including cleanings and exams, X-rays, fillings, and other dental services. We serve Medicaid patients from Franklin Park, Melrose Park, Schiller Park, River Grove, Northlake, and all nearby communities.
Yes. As a courtesy our team of experts contact your insurance provider before your visit to verify your benefits, deductibles, and coverage. We make all reasonable efforts to make sure we offer maximum transparency and minimum billing surprises.
Most employer-sponsored dental plans are PPO plans and are accepted at Astra Dental. Common employer plans from Cigna, Aetna, MetLife, Delta Dental, Guardian, and United Concordia are all welcome. Simply bring your insurance card and we'll handle the rest. We accept many other insurances as well. If your insurance name is not here or if you are not sure, call us at (312) 597 9999 and our team of experts will help you to find out.
No insurance? No problem. We offer affordable self-pay rates, flexible Cherry Financing plans starting as low as $99/month, and a transparent fee schedule so you always know the cost before treatment begins.

Ready to Use Your Dental Benefits?

Most patients have dental benefits they haven't fully used. Call us today — we'll verify your insurance and find you an appointment that fits your schedule.

📅 Book an Appointment 📞 (312) 597-9999 Payment Calculator